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Reverse mortgage guides

Short, practical reading to help you decide whether a reverse mortgage fits your plans. Each guide starts with a quick answer, then explains the details.

Start here

What is a reverse mortgage?How it works in Canada, who qualifies and what it costs. Who qualifies?Age, home and location rules, and what lenders don't check. Pros and consWhen it makes sense, and when it doesn't.

Costs and comparisons

5 min readWhat a reverse mortgage costsRates, appraisal, legal and setup fees, and prepayment charges. 5 min readReverse mortgage vs HELOCWhich one fits your retirement income? 7 min readAlternatives to a reverse mortgageDownsizing, HELOCs, refinancing and more.

Planning ahead

4 min readWhat happens to my estate?How repayment works for your family. 3 min readOAS, GIS and taxesWhy reverse mortgage money isn't taxed. 4 min read10 questions to ask your agentGo into the call knowing what matters.
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