/* ReverseGuide: "Friendly helper" design (Direction B, approved 2026-11-04).
   Warm, rounded and very readable for a 55+ audience. Sage green brand, coral calls to action, honey accents.
   The site is deliberately light-only. Cache-busting is automatic: build.py adds a content hash to ?v=. */

@font-face { font-family: "Lexend"; src: url("/fonts/lexend-latin-wght.woff2") format("woff2"); font-weight: 100 900; font-display: swap; }
@font-face { font-family: "Atkinson Hyperlegible"; src: url("/fonts/atkinson-hyperlegible-latin-400.woff2") format("woff2"); font-weight: 400; font-display: swap; }
@font-face { font-family: "Atkinson Hyperlegible"; src: url("/fonts/atkinson-hyperlegible-latin-700.woff2") format("woff2"); font-weight: 700; font-display: swap; }

:root {
  --bg: #fbfcf9; --surface: #ffffff; --tint: #edf3ec; --honey-tint: #fdf3e3; --coral-tint: #fbebe7;
  --ink: #1f2a24; --muted: #4f5d55; --line: #d7e2d6;
  --brand: #35694c; --brand-dark: #284f39; --brand-ink: #ffffff;
  --cta: #c8432b; --cta-dark: #ad3620; --cta-ink: #ffffff; --accent: #e8a33d; --accent-ink: #2b1d05;
  --radius: 14px; --radius-lg: 22px;
  --shadow: 0 2px 4px rgb(31 42 36 / .04), 0 14px 34px rgb(53 105 76 / .10);
  --font-display: "Lexend", "Trebuchet MS", system-ui, sans-serif;
  --font-body: "Atkinson Hyperlegible", Verdana, system-ui, sans-serif;
  --wrap: 1160px; --measure: 68ch;
  color-scheme: light;
}

/* ---------- base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-padding-top: 90px; }
body { margin: 0; background: var(--bg); color: var(--ink); font: 400 1.16rem/1.65 var(--font-body); }
img, svg { max-width: 100%; }
h1, h2, h3, h4 { font-family: var(--font-display); font-weight: 600; letter-spacing: -.015em; line-height: 1.18; margin: 0; text-wrap: balance; }
p, ul, ol { margin: 0; }
a { color: var(--brand); text-underline-offset: 3px; }
a:hover { color: var(--brand-dark); }
:focus-visible { outline: 3px solid var(--accent); outline-offset: 2px; }
.wrap { max-width: var(--wrap); margin-inline: auto; padding-left: max(20px, env(safe-area-inset-left, 0px)); padding-right: max(20px, env(safe-area-inset-right, 0px)); }
.ico { width: 1.5em; height: 1.5em; flex: none; }
.ico-sm { width: 1.1em; height: 1.1em; vertical-align: -0.2em; }
.skip { position: absolute; left: -999px; top: 8px; z-index: 100; background: var(--ink); color: #fff; padding: 10px 16px; border-radius: 8px; }
.skip:focus { left: 12px; }
.visually-hidden { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }

/* ---------- header ---------- */
.site-header { position: sticky; top: 0; z-index: 20; background: rgb(255 255 255 / .96); backdrop-filter: blur(8px); border-bottom: 1px solid var(--line); }
.header-row { display: flex; align-items: center; gap: 24px; min-height: 70px; }
.logo { display: inline-flex; align-items: center; gap: 10px; font: 700 1.3rem/1 var(--font-display); color: var(--ink); text-decoration: none; letter-spacing: -.02em; }
.logo:hover { color: var(--ink); }
.logo-mark { width: 30px; height: 30px; flex: none; }
.main-nav { display: flex; gap: 24px; margin-left: auto; }
.main-nav a { color: var(--ink); text-decoration: none; font-weight: 700; font-size: 1.02rem; padding-block: 6px; border-bottom: 2px solid transparent; }
.main-nav a:hover, .main-nav a[aria-current="page"] { color: var(--brand); border-bottom-color: var(--accent); }
.header-note { margin-left: auto; display: inline-flex; align-items: center; gap: 8px; color: var(--muted); font-size: .98rem; }
.header-note .ico { color: var(--brand); width: 1.2em; height: 1.2em; }
@media (max-width: 900px) { .main-nav { display: none; } .site-header .btn-sm { margin-left: auto; } }
@media (max-width: 520px) { .header-note { display: none; } }

.crumbs { font-size: .95rem; color: var(--muted); padding-block: 16px 0; }
.crumbs a { color: var(--muted); }
.crumbs span[aria-hidden] { margin-inline: 4px; }
.draft-note { background: var(--honey-tint); color: var(--accent-ink); font-size: .95rem; padding-block: 10px; margin-top: 12px; }

/* ---------- buttons & links ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 54px; padding: 0 28px; border-radius: 999px; font: 600 1.06rem/1.2 var(--font-display); text-decoration: none; border: 0; cursor: pointer; text-align: center; }
.btn-cta { background: var(--cta); color: var(--cta-ink); box-shadow: 0 6px 16px rgb(200 67 43 / .25); }
.btn-cta:hover { background: var(--cta-dark); color: var(--cta-ink); }
.btn-ghost { background: var(--surface); color: var(--brand); border: 1.5px solid var(--line); }
.btn-ghost:hover { border-color: var(--brand); }
.btn-sm { min-height: 44px; padding: 0 20px; font-size: .98rem; }
.btn-block { display: flex; width: 100%; }
.text-link { font-weight: 700; display: inline-flex; align-items: center; gap: 6px; }
.text-link .ico { width: 1.1em; height: 1.1em; }

/* ---------- type helpers ---------- */
.eyebrow { justify-self: start; display: inline-block; font: 600 .95rem/1.2 var(--font-display); color: var(--brand); background: var(--tint); padding: 6px 14px; border-radius: 999px; }
.lede { font-size: 1.24rem; color: var(--muted); max-width: 60ch; }
.byline { font-size: .95rem; color: var(--muted); }
.answer { font-size: 1.22rem; padding: 20px 24px; border-radius: var(--radius); background: var(--tint); border-left: 5px solid var(--brand); max-width: var(--measure); }

/* ---------- sections ---------- */
.section { padding-block: 72px; }
.section-soft { background: var(--tint); }
.section-soft .eyebrow { background: var(--surface); }
.section-head { display: grid; gap: 12px; margin-bottom: 36px; max-width: 760px; }
.section-head h2 { font-size: clamp(1.8rem, 3.2vw, 2.5rem); }
.section-intro { color: var(--muted); }
.section-foot { margin-top: 28px; }

/* ---------- home hero ---------- */
.hero { background: radial-gradient(1100px 500px at 85% 0%, #dcebd9 0%, rgb(220 235 217 / 0) 70%), var(--bg); padding-block: 56px 72px; }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(0, 1fr); gap: 48px; align-items: center; }
.hero-copy { display: grid; gap: 22px; min-width: 0; }
.hero h1 { font-size: clamp(2.2rem, 4.6vw, 3.5rem); }
.hero h1 em { font-style: normal; color: var(--brand); }
.hero-ticks { list-style: none; padding: 0; display: flex; flex-wrap: wrap; gap: 10px 22px; }
.hero-ticks li { display: inline-flex; align-items: center; gap: 8px; font-weight: 700; }
.hero-ticks .ico { color: var(--brand); }
.hero-tool { display: grid; gap: 14px; min-width: 0; }
.hero-tool .estimate { box-shadow: var(--shadow); border: 0; }
@media (max-width: 900px) { .hero-grid { grid-template-columns: 1fr; gap: 32px; } }

.benefits { padding-block: 8px 64px; }
.benefit-row { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 28px; }
.benefit-row > div { display: grid; gap: 8px; align-content: start; }
.benefit-row .ico { width: 56px; height: 56px; padding: 13px; border-radius: 50%; background: var(--tint); color: var(--brand); margin-bottom: 6px; }
.benefit-row h3 { font-size: 1.3rem; }
.benefit-row p { color: var(--muted); }
@media (max-width: 760px) { .benefit-row { grid-template-columns: 1fr; } }

/* ---------- page heads (hubs, articles, calculators, legal) ---------- */
.page-head { padding-block: 28px 44px; }
.page-head .wrap { display: grid; gap: 16px; }
.page-head h1 { font-size: clamp(2rem, 4vw, 3rem); max-width: 22ch; }
.page-head .lede { max-width: 64ch; }

/* ---------- estimate widget ---------- */
.estimate { display: grid; gap: 16px; background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 28px; }
.estimate-title { font-size: 1.5rem; }
.estimate-sub { color: var(--muted); font-size: 1rem; }
.estimate-fields { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; align-items: end; }
.estimate-result { display: grid; gap: 4px; padding: 18px; border-radius: var(--radius); background: var(--honey-tint); }
.estimate-label { font-size: .92rem; color: var(--muted); }
.estimate output { font: 700 clamp(1.5rem, 3vw, 2rem)/1.2 var(--font-display); color: var(--ink); font-variant-numeric: tabular-nums; }
.estimate small { color: var(--muted); font-size: .92rem; line-height: 1.45; }
@media (max-width: 480px) { .estimate-fields { grid-template-columns: 1fr; } .estimate { padding: 22px; } }

/* ---------- form fields (shared by estimate + calculators) ---------- */
label, .field-label { display: grid; gap: 6px; font-size: .98rem; font-weight: 700; }
.hint { font-weight: 400; color: var(--muted); font-size: .9rem; }
input[type="number"], input[type="text"], select { width: 100%; min-height: 54px; border: 1.5px solid var(--line); border-radius: var(--radius); padding: 0 14px; font: 400 1.15rem var(--font-body); color: var(--ink); background: var(--bg); font-variant-numeric: tabular-nums; }
input:focus, select:focus { border-color: var(--brand); outline: 3px solid rgb(53 105 76 / .2); outline-offset: 0; }
.money-input, .pct-input { position: relative; display: block; }
.money-input > span, .pct-input > span { position: absolute; top: 50%; transform: translateY(-50%); color: var(--muted); }
.money-input > span { left: 14px; }
.money-input input { padding-left: 30px; }
.pct-input > span { right: 14px; }
.pct-input input { padding-right: 34px; }
input[type="range"] { width: 100%; accent-color: var(--brand); }

/* ---------- steps (a real sequence) ---------- */
.steps { list-style: none; padding: 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; counter-reset: step; }
.steps li { counter-increment: step; display: grid; gap: 8px; align-content: start; background: var(--surface); padding: 26px; border-radius: var(--radius-lg); }
.steps li::before { content: counter(step); display: grid; place-items: center; width: 44px; height: 44px; border-radius: 50%; background: var(--accent); color: var(--accent-ink); font: 700 1.15rem var(--font-display); margin-bottom: 6px; }
.steps h3 { font-size: 1.28rem; }
.steps p { color: var(--muted); }
.section:not(.section-soft) .steps li, .page-ty .steps li { border: 1px solid var(--line); }
.steps-vertical { grid-template-columns: 1fr; }
@media (max-width: 760px) { .steps { grid-template-columns: 1fr; } }

/* ---------- cards ---------- */
.card-grid { display: grid; gap: 18px; grid-template-columns: repeat(3, minmax(0, 1fr)); }
.card-grid.cols-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.card-grid.cols-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.card { display: grid; gap: 8px; align-content: start; padding: 24px; border: 1px solid var(--line); border-radius: var(--radius-lg); background: var(--surface); text-decoration: none; color: var(--ink); box-shadow: 0 1px 0 var(--line); }
a.card:hover { box-shadow: var(--shadow); border-color: transparent; color: var(--ink); }
.card .ico { width: 48px; height: 48px; padding: 10px; border-radius: 14px; background: var(--tint); color: var(--brand); }
.card-title { font: 600 1.2rem/1.3 var(--font-display); }
.card-desc { color: var(--muted); font-size: 1rem; }
.card-meta { font-size: .9rem; font-weight: 700; color: var(--cta); }
@media (max-width: 1000px) { .card-grid, .card-grid.cols-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 600px) { .card-grid, .card-grid.cols-4, .card-grid.cols-2 { grid-template-columns: 1fr; } }

/* ---------- video ---------- */
.video { display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(0, 1fr); gap: 40px; align-items: center; }
.video-frame { position: relative; aspect-ratio: 16 / 9; max-width: 100%; border-radius: var(--radius-lg); background: linear-gradient(140deg, #35694c, #5c8c6d 60%, #e8a33d 130%); display: grid; place-items: center; overflow: hidden; color: #fff; }
.video-frame iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; }
.video-play { width: 76px; height: 76px; border-radius: 50%; background: var(--surface); color: var(--cta); display: grid; place-items: center; }
.video-play .ico { width: 34px; height: 34px; }
.video-badge { position: absolute; left: 14px; top: 12px; background: rgb(0 0 0 / .55); color: #fff; font-size: .85rem; padding: 3px 10px; border-radius: 999px; }
.video-text { display: grid; gap: 12px; }
.video-text h3 { font-size: 1.6rem; }
.video-text p { color: var(--muted); }
.transcript { border: 1px solid var(--line); border-radius: var(--radius); background: var(--surface); }
.transcript summary { cursor: pointer; padding: 14px 18px; font-weight: 700; }
.transcript div { padding: 0 18px 18px; color: var(--muted); }
@media (max-width: 760px) { .video { grid-template-columns: 1fr; gap: 24px; } }

/* ---------- pros / cons ---------- */
.proscons { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.proscons > div { padding: 28px; border-radius: var(--radius-lg); }
.proscons h3 { font-size: 1.35rem; margin-bottom: 14px; }
.proscons ul { padding-left: 1.2em; display: grid; gap: 8px; }
.pros { background: #f2f8f1; }
.cons { background: #fdf5ec; }
.pros li::marker { color: var(--brand); }
.cons li::marker { color: var(--accent); }
@media (max-width: 700px) { .proscons { grid-template-columns: 1fr; } }

/* ---------- CTA boxes ---------- */
.cta-box { margin-block: 40px; display: flex; flex-wrap: wrap; gap: 20px 28px; align-items: center; justify-content: space-between; padding: 28px 32px; border-radius: var(--radius-lg); background: var(--surface); box-shadow: var(--shadow); border: 1px solid var(--line); }
.cta-box > div { display: grid; gap: 8px; max-width: 58ch; }
.cta-box-title { font-size: 1.4rem; }
.cta-box p { color: var(--muted); }
.final-cta { padding-block: 64px; background: var(--brand); color: var(--brand-ink); }
.final-cta-inner { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 28px; }
.final-cta-inner > div { max-width: 640px; display: grid; gap: 12px; }
.final-cta h2 { font-size: clamp(1.8rem, 3vw, 2.4rem); }
.final-cta p { opacity: .9; }

/* ---------- tables ---------- */
.table-scroll { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius-lg); background: var(--surface); }
table { width: 100%; border-collapse: collapse; min-width: 560px; font-size: 1.02rem; }
th, td { text-align: left; padding: 16px 20px; border-bottom: 1px solid var(--line); vertical-align: top; }
tbody tr:last-child > * { border-bottom: 0; }
thead th { font: 600 .9rem var(--font-display); color: var(--muted); background: var(--tint); }
tbody th { font-weight: 700; }
tbody th small { display: block; font-weight: 400; color: var(--muted); font-size: .9rem; }
.num { font-variant-numeric: tabular-nums; text-align: right; }
th.num { text-align: right; }
.table-note { margin-top: 10px; font-size: .92rem; color: var(--muted); }

/* ---------- FAQ ---------- */
.faq { display: grid; gap: 12px; max-width: 860px; }
.faq-item { border-radius: var(--radius); background: var(--surface); box-shadow: 0 1px 0 var(--line); border: 1px solid var(--line); }
.faq-item summary { cursor: pointer; padding: 18px 22px; font: 600 1.12rem/1.4 var(--font-display); list-style: none; display: flex; justify-content: space-between; align-items: center; gap: 16px; }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: ""; width: 28px; height: 28px; flex: none; border-radius: 50%; background: var(--tint) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2335694c' stroke-width='2.4' stroke-linecap='round'%3E%3Cpath d='M12 7v10M7 12h10'/%3E%3C/svg%3E") center / 18px no-repeat; }
.faq-item[open] summary::after { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2335694c' stroke-width='2.4' stroke-linecap='round'%3E%3Cpath d='M7 12h10'/%3E%3C/svg%3E"); }
.faq-a { padding: 0 22px 20px; color: var(--muted); }

/* ---------- article layout ---------- */
.article-layout { display: grid; grid-template-columns: minmax(0, 1fr) 300px; gap: 56px; align-items: start; padding-bottom: 72px; }
.prose { max-width: var(--measure); display: grid; gap: 18px; }
.prose h2 { font-size: 1.75rem; margin-top: 22px; }
.prose h3 { font-size: 1.3rem; margin-top: 8px; }
.prose ul, .prose ol { padding-left: 1.3em; display: grid; gap: 6px; }
.prose .cta-box { margin-block: 18px; }
.prose table { min-width: 480px; }
.callout { display: flex; gap: 14px; padding: 18px 20px; border-radius: var(--radius); background: var(--honey-tint); }
.callout .ico { color: #a86a10; }
.sidebar { position: sticky; top: 96px; display: grid; gap: 18px; }
.side-card { padding: 22px; border-radius: var(--radius-lg); background: var(--tint); display: grid; gap: 12px; }
.side-card h2 { font-size: 1.15rem; }
.side-card ul { list-style: none; padding: 0; display: grid; gap: 8px; font-size: 1rem; }
.side-card.cta-side { background: var(--brand); color: var(--brand-ink); }
.side-card.cta-side p { opacity: .9; font-size: 1rem; }
@media (max-width: 960px) { .article-layout { grid-template-columns: 1fr; gap: 32px; } .sidebar { position: static; } }

/* ---------- calculators ---------- */
.calc { display: grid; grid-template-columns: minmax(0, 380px) minmax(0, 1fr); gap: 32px; align-items: start; }
.calc-form { display: grid; gap: 18px; padding: 28px; border-radius: var(--radius-lg); background: var(--surface); border: 1px solid var(--line); box-shadow: var(--shadow); }
.calc-form h2 { font-size: 1.3rem; }
.calc-results { display: grid; gap: 20px; min-width: 0; }
.stat-row { display: grid; grid-template-columns: repeat(auto-fit, minmax(170px, 1fr)); gap: 14px; }
.stat { padding: 18px 20px; border-radius: var(--radius); background: var(--tint); display: grid; gap: 2px; }
.stat-label { font-size: .92rem; color: var(--muted); }
.stat-value { font: 700 1.6rem/1.2 var(--font-display); font-variant-numeric: tabular-nums; }
.stat.is-key { background: var(--honey-tint); }
.stat.is-key .stat-value { font-size: 1.9rem; }
.stat-sub { font-size: .9rem; color: var(--muted); }
.result-note { font-size: .98rem; color: var(--muted); }
.result-warn { padding: 14px 18px; border-radius: var(--radius); background: var(--coral-tint); color: #7a2414; font-size: 1rem; }
.chart { padding: 18px; border-radius: var(--radius-lg); border: 1px solid var(--line); background: var(--surface); }
.chart h3 { font-size: 1.08rem; margin-bottom: 8px; }
.chart svg { display: block; width: 100%; height: auto; }
.chart-legend { display: flex; flex-wrap: wrap; gap: 8px 18px; font-size: .92rem; color: var(--muted); margin-top: 8px; }
.chart-legend span { display: inline-flex; align-items: center; gap: 6px; }
.chart-legend i { width: 14px; height: 4px; border-radius: 2px; display: inline-block; }
.calc-results .cta-box { margin-block: 0; }
.year-table { max-height: 360px; overflow: auto; }
.year-table table { min-width: 460px; }
.year-table thead th { position: sticky; top: 0; }
@media (max-width: 900px) { .calc { grid-template-columns: 1fr; } }

/* ---------- lenders ---------- */
.lender-card { display: grid; gap: 10px; padding: 26px; border-radius: var(--radius-lg); background: var(--surface); border: 1px solid var(--line); }
.lender-card h3 { font-size: 1.35rem; }
.lender-card dl { display: grid; grid-template-columns: auto 1fr; gap: 6px 16px; margin: 6px 0 0; font-size: 1rem; }
.lender-card dt { color: var(--muted); }
.lender-card dd { margin: 0; font-weight: 700; }

/* ---------- legal / plain pages ---------- */
.legal { padding-bottom: 72px; }
.legal .prose h2 { font-size: 1.45rem; }
.analytics-preference { display: flex; flex-wrap: wrap; gap: 12px 18px; align-items: center; padding: 18px 20px; border-radius: var(--radius); background: var(--tint); }

/* ---------- footer ---------- */
.site-footer { padding-block: 56px 110px; background: var(--tint); border-top: 1px solid var(--line); font-size: 1rem; }
.footer-cols { display: grid; grid-template-columns: 1.6fr 1fr 1.3fr 1fr; gap: 32px; margin-bottom: 28px; }
.footer-cols > div { display: grid; gap: 10px; align-content: start; }
.footer-cols h2 { font: 600 .95rem var(--font-display); color: var(--muted); }
.footer-cols a:not(.btn):not(.logo) { color: var(--ink); text-decoration: none; }
.footer-cols a:not(.btn):not(.logo):hover { text-decoration: underline; }
.footer-cols p { color: var(--muted); max-width: 36ch; }
.footer-cta { justify-self: start; }
.fine { font-size: .9rem; color: var(--muted); max-width: 92ch; margin-top: 10px; }
.fine a { color: var(--muted); }
.lp-footer { padding-block: 28px; }
@media (max-width: 900px) { .footer-cols { grid-template-columns: 1fr 1fr; } .footer-cols > div:first-child { grid-column: 1 / -1; } }

/* ---------- sticky mobile CTA ---------- */
.sticky-cta { display: none; }
@media (max-width: 760px) {
  .sticky-cta { display: block; position: fixed; left: 0; right: 0; bottom: 0; z-index: 30; padding: 10px max(16px, env(safe-area-inset-right, 0px)) calc(10px + env(safe-area-inset-bottom, 0px)) max(16px, env(safe-area-inset-left, 0px)); background: var(--surface); border-top: 1px solid var(--line); box-shadow: 0 -4px 16px rgb(0 0 0 / .08); }
  .sticky-cta .btn { width: 100%; }
}

/* ---------- landing page ---------- */
.lp-hero { padding-block: 48px 64px; background: radial-gradient(900px 420px at 90% 0%, #dcebd9, rgb(220 235 217 / 0) 70%), var(--tint); }
.lp-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr); gap: 48px; align-items: start; }
.lp-copy { display: grid; gap: 20px; }
.lp-copy h1 { font-size: clamp(2rem, 4vw, 3rem); }
.tick-list { list-style: none; padding: 0; display: grid; gap: 14px; }
.tick-list li { display: flex; gap: 12px; align-items: flex-start; }
.tick-list .ico { color: var(--brand); margin-top: 2px; }
.lp-form { display: grid; gap: 14px; min-width: 0; }
.heyflow-slot { min-height: 420px; }
.heyflow-placeholder { position: relative; display: grid; gap: 16px; padding: 32px 28px 28px; background: var(--surface); border: 2px dashed #b9cfb7; border-radius: var(--radius-lg); }
.ph-tag { position: absolute; top: -13px; left: 20px; background: var(--ink); color: #fff; font: 600 .78rem/1 var(--font-body); padding: 6px 10px; border-radius: 99px; letter-spacing: .04em; }
.ph-step { font-size: .92rem; color: var(--muted); }
.ph-progress { height: 6px; border-radius: 6px; background: var(--tint); overflow: hidden; }
.ph-progress span { display: block; width: 16%; height: 100%; background: var(--cta); }
.heyflow-placeholder h2 { font-size: 1.55rem; }
.ph-options { display: grid; gap: 10px; }
.ph-options a { display: block; padding: 16px 24px; border: 1.5px solid var(--line); border-radius: 999px; text-decoration: none; color: var(--ink); font-weight: 700; background: var(--bg); }
.ph-options a:hover { border-color: var(--cta); color: var(--ink); }
.ph-note { font-size: .88rem; color: var(--muted); }
.consent { font-size: .9rem; color: var(--muted); }
.trust-row { display: flex; flex-wrap: wrap; gap: 10px 20px; font-size: .95rem; color: var(--muted); }
.trust-row span { display: inline-flex; align-items: center; gap: 6px; }
.trust-row .ico { width: 1.2em; height: 1.2em; color: var(--brand); }
@media (max-width: 900px) { .lp-grid { grid-template-columns: 1fr; gap: 32px; } }

/* ---------- thank-you ---------- */
.ty-hero { padding-block: 48px 64px; background: radial-gradient(900px 420px at 90% 0%, #dcebd9, rgb(220 235 217 / 0) 70%), var(--tint); }
.ty-grid { display: grid; grid-template-columns: minmax(0, 1.3fr) minmax(0, 1fr); gap: 48px; align-items: start; }
.ty-copy { display: grid; gap: 20px; }
.ty-copy h1 { font-size: clamp(2rem, 4vw, 2.9rem); }
.ty-badge { display: inline-flex; align-items: center; gap: 8px; justify-self: start; padding: 6px 14px 6px 10px; border-radius: 99px; background: var(--surface); color: var(--brand); font-weight: 700; font-size: .98rem; border: 1px solid var(--line); }
.ty-call { display: grid; gap: 10px; justify-items: start; }
.btn-call { font-size: 1.3rem; min-height: 62px; font-variant-numeric: tabular-nums; }
.btn-call .ico { width: 1.3em; height: 1.3em; }
.agent-card { display: grid; gap: 16px; padding: 28px; background: var(--surface); border-radius: var(--radius-lg); box-shadow: var(--shadow); }
.agent-top { display: flex; gap: 16px; align-items: center; }
.agent-photo { width: 84px; height: 84px; flex: none; border-radius: 50%; background: var(--accent); color: var(--accent-ink); display: grid; place-items: center; font: 700 1.7rem var(--font-display); overflow: hidden; object-fit: cover; }
.agent-name { font: 700 1.4rem/1.2 var(--font-display); }
.agent-title, .agent-brokerage { color: var(--muted); font-size: 1rem; }
.agent-bio { font-size: 1.02rem; }
.agent-licence { font-size: .92rem; color: var(--muted); padding-top: 14px; border-top: 1px solid var(--line); }
.agent-licence .ico { color: var(--brand); }
.ty-next { display: grid; grid-template-columns: minmax(0, 1.3fr) minmax(0, 1fr); gap: 48px; align-items: start; }
.ty-next > div:first-child { display: grid; gap: 12px; }
.ty-next h2 { font-size: clamp(1.7rem, 3vw, 2.2rem); margin-bottom: 14px; }
.checklist { padding: 28px; border-radius: var(--radius-lg); background: var(--honey-tint); }
.checklist h3 { font-size: 1.3rem; margin-bottom: 14px; }
.checklist ul { list-style: none; padding: 0; display: grid; gap: 12px; }
.checklist li { display: flex; gap: 10px; align-items: flex-start; }
.checklist .ico { color: var(--brand); }
@media (max-width: 900px) { .ty-grid, .ty-next { grid-template-columns: 1fr; gap: 32px; } }

@media (prefers-reduced-motion: reduce) { * { transition: none !important; animation: none !important; scroll-behavior: auto !important; } }
.agent-logo { width: 200px; height: auto; border-radius: 6px; }